Pet Insurance 101

How much does it cost to neuter a dog in the UK?

How much does it cost to neuter a dog in the UK?

Perfect Pet Insurance 3 June 2026

Neutering a male dog in the UK usually costs somewhere between £175 and £660, and spaying a female dog between £230 and £900. Where you land in that range comes down to your dog’s size, your area, and the practice you use.

Why Is French Bulldog Insurance So Expensive? (UK Guide 2026)

Why Is French Bulldog Insurance So Expensive? (UK Guide 2026)

Perfect Pet Insurance 28 April 2026

French Bulldog insurance typically costs more than the UK average for dog cover. The breed’s brachycephalic structure and predisposition health conditions such as BOAS, skin allergies, ear infections, eye conditions, and spinal disease drives a much higher likelihood of claims and higher claim values.

Does Pet Insurance Cover Pre-Existing Conditions? (UK Guide)

Does Pet Insurance Cover Pre-Existing Conditions? (UK Guide)

Perfect Pet Insurance 22 April 2026

Most UK pet insurance policies do not cover pre-existing conditions. A pre-existing condition is any illness or injury your pet showed signs of before your policy started or during the waiting period. A small number of specialist insurers offer cover for conditions that have been symptom-free for a defined period, typically three months to two years.

What Doesn’t Pet Insurance Cover? (UK Exclusions Guide 2026)

What Doesn’t Pet Insurance Cover? (UK Exclusions Guide 2026)

Perfect Pet Insurance 22 April 2026

UK pet insurance excludes pre-existing conditions, routine and preventative treatment, pregnancy and breeding, behavioural issues with no medical cause, banned dog breeds, and any treatment received during the policy waiting period. Most policies also cap individual conditions and exclude certain dental work.

Does Pet Insurance Cover BOAS Surgery?

Does Pet Insurance Cover BOAS Surgery?

Perfect Pet Insurance 9 April 2026

Pet insurance covers BOAS surgery in most cases, provided the condition was not present or showing symptoms before the policy began. BOAS (Brachycephalic obstructive airway syndrome) is classified as an illness, not a routine procedure, so accident and illness policies and lifetime policies typically include it within the standard vet fee benefit.